Products and Services


We are able to give advice on and provide solutions to a wide range of financial areas such as the following:

Business Planning

*Group Health Insurance
Group Income Protection
Company Pensions
Death In Service
Partnership Protection
Loan Protection
Shareholder Protection
Keyman Protection
Critical Illness Benefit
*Employee Benefit Packages
*Commercial Mortgages
*Semi-Commercial Mortgages
*Venture Capital

Investment Planning

ISAs & PEPs
Investment Bonds
Guaranteed Bonds
Offshore Bonds
Offshore Trusts
Friendly Societies
Regular  Investments
Unit Trusts
*Commercial Property Developments
*Overseas Properties
VCTs & EISs
Tax-Efficient Investments
Emerging Markets

Tax Planning

*Inheritance Tax
*Corporation Tax
*Income Tax
*National Insurance
*Capital Gains Tax

Mortgages

First-Time Buyer
House Mover
Remortgages
Self-Cert Mortgages
Self-Employed Mortgages
*Buy-to-Let Mortgages       
*Let-to-Buy Mortgages
Adverse Credit Mortgages

Mortgages

Shariah-Compliant Mortgages
Self-Build Mortgages
Cashback Mortgages
100% Mortgages
*Secured Loans

Retirement Planning

Maximising Tax-Free Cash
Equity Release
Income Drawdown
Phased Retirement
Purchase Life Annuities
Open Market Annuities
Impaired Life Annuities
Tax-Efficient Income
Specialist  Advice For Large Funds Over Lifetime Limit

Pension Planning

Self-Invested Personal Pensions
Personal Pension Plans
Executive Pension Plans
Stakeholder Pension Plans
FSAVCs
Final Salary Pensions
Section 32 Buyout Bonds
Small Self-Administered Pension Schemes

Personal Protection

Private Medical Insurance
Income Protection
Life Assurance Protection
Critical Illness Protection
Mortgage & Loan Protection
Sickness, Accident & Unemployment Cover
Family Income Benefit

Estate Planning

*Wills
*Trusts
*IHT Planning
*IHT-Efficient Portfolios
*Gift Intervivos

We offer tailored advice specific to each client. Contact Us NOW to discuss your requirements without obligation by emailing enq@glfa.co.uk or by phoning (0161) 798 9899.


To calculate your mortgage repayments,
click on the link below:
Links:
Mortgage Calculator

www.moneymadeclear.fsa.gov.uk

www.bloomberg.com

Guiding Light Financial Advisors Ltd is not responsible for the accuracy of the content of the external websites accessible from this page.

*Not all forms of the products and services we offer are regulated by the FSA.

Past performance is not necessarily a guide to future returns and units can fall as well as rise.

Your home may be repossessed if you do not keep up repayments on your mortgage.

NO INVESTMENT DECISION SHOULD BE TAKEN BASED ON THE CONTENT OF THIS SITE. ALWAYS TAKE FULL INDIVIDUAL ADVICE FIRST. THE REGULATIONS GOVERNING TAX RATES AND INVESTMENTS MAY CHANGE IN THE FUTURE.